In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
Community association living is a lifestyle and it is a choice. The problem is, not all
associations are created equal and many members do not read and/or understand their governing documents.
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